Fidelity Guarantee implies the faithful or loyal performance of a duty and is an insurance against the result of dishonesty both, which stem from lack of fidelity. It is not an understatement to state, therefore, that no accounting system is fraud free.

Fidelity Guarantee, therefore, is effected by any organization or person who may suffer as a result of dishonesty, embezzlement or misappropriation of funds/property, failure in the loyal performance of a duty or in certain cases, the mistake of another. The need for this class of insurance by employers cannot be over-emphasized.

The policy indemnifies the insured in respect of loss of money, goods and/or stock arising from dishonesty, larceny, embezzlement and fraudulent conversion of money and goods of the organisation by its staff.

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We issue Marine policies to cover Maritime risks associated with import transactions.