Motor Insurance is compulsory for all vehicle owners. We offer two types of Motor Insurance:
a.) Motor Comprehensive Insurance: This protects the insured against loss or damage to the vehicle as a result of accident, fire, theft and legal liability to third parties (for example passengers and medical expenses for injury to the occupant of the vehicle and damages to third party vehicle).
b.) Third Party Motor Insurance: This policy indemnifies the Insured in the event of an accident caused by or arising out of the use of his motor car against a third party vehicle. The cover protects the insured against damage(s) to a vehicle other than the vehicle belonging to the Insured and all sums including claimant’s costs and expenses which the Insured shall become legally liable to pay. What this means is that this policy does not take care of the policyholder against damages to his own vehicle.