The devastating effect which fire can have on any assets such as building, plants, machinery and equipment, etc., calls for Comprehensive Fire Insurance. This policy provides indemnity against loss or material damage to properties occasioned by fire.

The rate of premium charged is in direct proportion to the risk and value of assets. The objective of Fire Insurance is to reinstate or replace property damaged or destroyed; or to compensate the insured for such a loss. This ensures that immediately after a loss, the policyholder is placed back in the same stead he was before the loss.

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